Common questions, clear answers
Everything you need to know before checking your options
Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers1 Disclosures
How It Works
1
Step 1
Tell us a little about you
Take just 2 minutes to complete our fast, secure online form- even on your mobile.
Step 2
Get Approved Within 3 Mins2
If matched, review the loan amount, repayment period, and APR. You choose whether to accept. There’s no obligation.
2
3
Step 3
Get paid
If you decide to move forward, complete the process with the lender and receive funds directly into your bank account.
Clear loan costs, no surprises
See example loan costs before choosing anything.
$1000
$2000
$3000
$1,134.72
Total Paid Back
*Rates and terms vary by lender and your situation. You’ll see exact details before choosing anything.
Am I eligible?
Many people qualify even without perfect credit
Are at least 18 years old
Looking for a short term $250 to $3000 loan
Need a small personal loan for short-term expenses
Have an active bank account
Looking to borrow from 3-36 months
No perfect credit required!
We work with lenders that consider many credit situations.
Will checking my options cost me anything?
No. Checking your options with Quick2Lend is completely free. There’s no cost to submit a
request,
and you’re never required to accept an offer.
Will checking my options affect my credit score?
No. Checking your options does not impact your credit score. Lenders may use a soft credit check
to
assess eligibility, which does not affect your credit rating.
Am I required to accept an offer?
Not at all. Reviewing offers is completely obligation-free. You decide if and when you want
to
proceed.
How quickly can I receive funds?
If approved by a lender, funds can be deposited as soon as the same business day, depending on
the
lender and your bank.
What types of loans are available?
Quick2Lend connects borrowers with lenders offering short-term personal loans, including options
for
unexpected expenses, emergencies, or cash flow gaps. Loan amounts, fees, and terms vary by
lender.
Do you work with bad credit or no credit?
Yes. Some lenders in our network consider applicants with less-than-perfect credit. Approval
depends
on the lender’s criteria, not Quick2Lend.
Is my information secure?
Yes. We use industry-standard security measures to protect your personal and financial
information.
Your details are shared only with lenders for the purpose of evaluating your request.