Get the cash you need in one lump sum and pay it back over several payments rather than all at once. Pay in full at any time, without any penalties or fees.
Less Than Perfect Credit?
Don’t worry, we have built a network of lender relationships that includes lenders who recognize that people from all credit backgrounds need access to credit. So whether you have bad credit, poor credit, or no credit at all, please feel free to request a loan and we will do our best to connect you to a member of our panel who can accept you.
We can let you know if your approved on average within 60 seconds.(¹)
Features and Benefits
We can connect you with 1 of 100+ lenders in our network through one single form, dramatically increasing your chance of being accepted.
Our request and decision process
Once you have clicked “Request Funds”, we will contact our panel of lenders seeking to find a member of the panel that will accept you as their customer. We will complete the process on average in under 3 minutes so be patient whilst we search for that accept decision.
What if none of our lenders accept?
While we try our very best to get everyone an acceptance decision there are occasions that we get to the bottom of our panel without an acceptance response from a lender. On these occasions we will either redirect you to a credit report offer where you can gain access to your credit report to see what is hampering you or we may have some alternate links that you can click through to discover alternative lending opportunities.
When accepted, review your loan offer
If you're accepted we will redirect you to the chosen lender so you can provide the remaining details they need on their website. We don’t collect information such as your debit card details, which may be required to pay back your lender and their certain informational requirements that are unique to certain lenders. We wanted our side of the process super quick and simple so please provide the additional details on the specific lender website. You are under no obligation to accept any loan offered to you.
If you like what you see, accept the deal and get funded
If you're happy with the loan terms presented to you then you can accept and move to the funding step. Every lender is different but most of our panel can fund you either same day or next business day. They will deposit the funds directly to the account that they will receive the installment payments from.
3 reasons why you should choose us
Save on credit searches that negatively impact your FICO score. When you request to many lenders your score decreases with each request presented to a credit agency reporting lender. When you apply with us only the single lender accepting you will conduct the full credit search.
No paperwork, no faxing, no multiple embarrassing visits to the bank. Get the full process completed end to end online.
Participating lenders transfer money directly into your bank account. Loans are taken for any purpose.
They say stuff happens but why does it always happen to me? My dog got sick and I needed an emergency loan to cover a medical bill that wasn’t covered in my insurance. I get paid regularly but my next check was 2 weeks away. I got a loan through quick2lend when they placed me with a lender who was able to get funds to me the day after my request. Nice Job, thank you.
Quick2Lend helped me out of a hole. Simple process, quick and easy to complete and submit the form. I watched the screen and was redirected on screen to a lender in under 30 seconds. I liked the look of the deal and got the funds the same day. I applied early in the day though so not sure if that helped. I’d use this again if I get into another bind.
I was referred to quick2lend by a friend who had used them. I filled out the form and had my small loan of $600 repayable over 4 months the next day. I had a small accident in my car that needed to go to the body shop. I hate driving a scuffed up car and didn’t want to wait until my next paycheck. Happy to be driving a smart car to work again, thanks guys.
We made the process of finding a lender simple and convenient
APR Disclosure and Range
Quick2Lend is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. Qualified consumers can get a loan with APR Rates ranging from 4.95% to 35.95% and loans repayment period of 61 to 90 days. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 4.95% up to 35.99% APR rates that low are only available to certain customers. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years
Examples of Costs & APR
|Loan Amount||Interest Rate||Loan Term||Fee||Fee Cost||Repayment||APR||Total Repayments||Total Cost|
Representative Example (Qualified Customers) (2)
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.