Online Personal Loans Processed Quickly

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Installment Loans

Get the cash you need in one lump sum and pay it back over several payments rather than all at once. Pay in full at any time, without any penalties or fees.

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Less Than Perfect Credit?

Don’t worry, we have built a network of lender relationships that includes lenders who recognize that people from all credit backgrounds need access to credit. So whether you have bad credit, poor credit, or no credit at all, please feel free to request a loan and we will do our best to connect you to a member of our panel who can accept you.

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Fast Decision

We can let you know if your approved on average within 60 seconds.(¹)

Features and Benefits

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A simple loan offer of $250 to $3000
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Fast payment directly deposited to your bank account
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All credit histories considered
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Quick, secure, and hassle free online form
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Standard encryption technology giving peace of mind that your data is secure

We can connect you with 1 of 100+ lenders in our network through one single form, dramatically increasing your chance of being accepted.

Our request and decision process

Once you have clicked “Request Funds”, we will contact our panel of lenders seeking to find a member of the panel that will accept you as their customer. We will complete the process on average in under 3 minutes so be patient whilst we search for that accept decision.

What if none of our lenders accept?

While we try our very best to get everyone an acceptance decision there are occasions that we get to the bottom of our panel without an acceptance response from a lender. On these occasions we will either redirect you to a credit report offer where you can gain access to your credit report to see what is hampering you or we may have some alternate links that you can click through to discover alternative lending opportunities.

When accepted, review your loan offer

If you're accepted we will redirect you to the chosen lender so you can provide the remaining details they need on their website. We don’t collect information such as your debit card details, which may be required to pay back your lender and their certain informational requirements that are unique to certain lenders. We wanted our side of the process super quick and simple so please provide the additional details on the specific lender website. You are under no obligation to accept any loan offered to you.

If you like what you see, accept the deal and get funded

If you're happy with the loan terms presented to you then you can accept and move to the funding step. Every lender is different but most of our panel can fund you either same day or next business day. They will deposit the funds directly to the account that they will receive the installment payments from.

3 reasons why you should choose us

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Save on credit searches that negatively impact your FICO score. When you request to many lenders your score decreases with each request presented to a credit agency reporting lender. When you apply with us only the single lender accepting you will conduct the full credit search.

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No paperwork, no faxing, no multiple embarrassing visits to the bank. Get the full process completed end to end online.

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Participating lenders transfer money directly into your bank account. Loans are taken for any purpose.

Have a question? We've got answers!

WHAT DOES WWW.QUICK2LEND.COM DO? is a loan introduction service which attempts to introduce your request details with a lender willing to lend to you. This service is FREE to the customer requesting. may receive a commission from the lender for introducing the customer to the lender.


  • U.S. Citizen
  • At least 18 years old
  • A bank account with direct deposit
  • A regular source of income


We're so sorry we can’t take calls. We don’t operate a call center because they are very expensive to staff and we want this service to be FREE of charge to you. We have made the form very simple to use and what's more is it's very discreet so please do go ahead and request a loan with complete confidence that we will look after your information and our mission is to introduce you to a loan offer quickly and efficiently.


Yes, we have many lenders in our panel that work with customers who have less than perfect credit or no credit at all. What's more, by accepting a loan offer you may improve your credit score when you make your repayments on time. Many of our lenders report to the main credit reference agencies who will report your on time payments. Be aware though that they will also report bad repayment payments so please don’t request a loan if you can not afford to repay your loan.

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Customer Reviews

We made the process of finding a lender simple and convenient

APR Disclosure and Range

Quick2Lend is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. Qualified consumers can get a loan with APR Rates ranging from 4.95% to 35.99% and loans repayment period of 61 to 90 days. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 4.95% up to 35.99% APR rates that low are only available to certain customers. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.

The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years

Examples of Costs & APR

Rates Table
Loan AmountInterest RateLoan TermFeeFee CostRepaymentAPRTotal RepaymentsTotal Cost
$1,00024.00%12 months3.00%$30.00$94.5629.82%$1,134.72$164.72
$2,00019.00%24 months5.00%$100.00$100.8224.12%$2,419.68$519.68
$5,00013.00%48 months8.00%$400.00$131.6718.23%$6,320.12$1,720.12
$10,0007.90%60 months10.00%$1000.00$202.289.20%$12,136.80$3,136.80

Representative Example (Qualified Customers) (2)

If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.