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    Step 1: Let's Get Started

    We’ll begin with the basics — what you need and a few quick eligibility questions

    HELP NOTE: Please choose an option that closely matches the reason you need the funds

    Do you have a checking account to receive funds?

    A checking account is required for a loan with most lenders. If you don't have one Click here

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    HELP NOTE: Do not be concerned, we do not contact your employer but we do need to ensure you have regular income.

    NOTE: You have chosen a benefit as your income source. If you have a part-time, full-time, or temp job, regardless of pay amount, choosing one of these may improve your ability to be matched to a lender.

    Step 2: Let's Talk About Your Income

    A few details about your job and monthly take-home will help us match you to the right lender

    We do not contact your employer
    The total after-tax amount of income or pay earned each month from all sources (ex. employment, pension/retirement, government benefits, etc...)
    Step 3: Let's Keep in Touch

    We'll need your contact details so we can send updates and confirm any offers

    Suggested area codes:

    Step 4: Let's Get Your Address Sorted

    Just your home info — where you live and how long you've been there

    How long have you lived here?
    HELP NOTE: We need to ensure you have a permanent home address
    Step 5: Let's Get Your Bank Details for Deposit

    Where should we send the money if approved? This step is secure and encrypted

    secure Your information is encrypted and secure. We never share your banking details without consent

    Verify bank information for precise loan processing. We aim to pre-fill the routing number using your bank name. Please review and correct the pre-populated routing number if needed. Incorrect details may result in loan declines.

    Start typing your banks name and we'll try to fill in some details to help speed things along.

    Important: Double-check the accuracy of your routing number to ensure it is correct. If necessary, change it

    example of check
    100% secure for validation purposes only. Accurate bank routing and account numbers are essential for legal money laundering checks and cannot be used for payments.
    Step 6: Let's Wrap Things Up

    A few final questions for ID verification and background — then you're done

    Select the range that most closely matches your total unsecured debt. This would include credit cards, revolving credit accounts, and unsecured loans.

    Suggested area codes:

    Lenders need this, but your employer won't hear a word about your loan.

    On benefits? Pop in your provider’s number.

    You have matching work, home, or mobile numbers,
    This means lenders may treat you as self-employed. If you are self-employed great! If you're not, then you may decrease your chance for acceptance. We encourage you to provide a real work number which is separate from your mobile to gain the highest possible chance for acceptance

    You're nearly done!

    Terms & Conditions

    Please review and agree to the required consents to proceed with your loan request. Marketing consent is optional

    I authorize Ping Yo Inc’s Network Partners to obtain my consumer credit report and related information, in accordance with the Fair Credit Reporting Act (FCRA), to process my loan request

    I understand that my details may be shared with multiple lenders, non-lenders, and third-party loan connection services, each of whom may obtain consumer report information from my credit profile

    I agree to receive disclosures and communications electronically under the E-Sign Act

    I have read and agree to the Terms & Conditions and Privacy Policy

    Get exclusive offers and updates from PingYo and selected partners by SMS, phone, or email. Message and data rates may apply. You can opt out anytime by replying STOP to text messages or by clicking the unsubscribe link included in promotional emails

    By clicking "Get My Quote", you confirm the information you provided is accurate, that you are a U.S. resident age 18 or older, and that you understand and agree to the consents and disclosures above. You also provide express written consent for PingYo Inc’s participating lenders and/or partners to contact you regarding your loan request by call, text, email, autodialer, or prerecorded/artificial voice, even if your number is on a Do-Not-Call list

    California Residents:
    CCPA Notice
    Do Not Sell My Information

    Thank you for applying! You will now be redirected to a Lender or additional sponsored listings from our partners, depending on your criteria!

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    *By clicking "I Agree" you agree to the Privacy Policy and Terms and Conditions of Credique. Your Risk Free member benefits are part of your $1 refundable; if requested; verification fee. After the 7-day verification period, you will be billed monthly at $39.95. You may deactivate at anytime by calling us at 1-866-650-7798